Business Insurance


Hiscox specializes in IT insurance for technology businesses including self-employed individuals and IT consultants working from home. We understand the unique risks you face, that’s why we offer technology insurance that is customized to your specific needs. We cover a range of IT professionals including (but not limited to):
  • IT consultants
  • Application service providers
  • Database administrators/designer
  • Computer consultants
  • Computer programmers
  • Hardware installation experts
  • Integration Specialists
  • IT project managers
  • Online security specialists
  • Software developers
  • System designers
  • Website developers
Professional liability insurance
Professional liability insurance (errors and omissions insurance) protects your business if there’s ever a discrepancy between the services you provide and your client’s expectations. Understanding the specific risks you face as an IT business, we can customize this insurance by adding $200,000 of software copyright infringement coverage to most of our IT insurance policies.

General liability insurance
All technology service providers should seriously consider general liability coverage. It protects you from third-party claims arising from bodily injury (slips and falls), personal injury (libel or slander), and damage to someone else’s property.

Business owner Insurance
Also known as a business owner’s policy or BOP insurance, this combines general liability coverage with protection for your business equipment, such as computers, printers, copiers and office furniture.